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Communities are reducing wildfire risk. Will their insurance bills go down?

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A person fishes next to a broken pier in Fort Myers Beach, Fla., in October. The city is still rebuilding after Hurricane Ian devastated the area in 2022. High costs for construction and insurance have made Fort Myers Beach unaffordable for many who called it home before. Ryan Kellman/NPR hide caption

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Ryan Kellman/NPR

SW Florida Insurance Stress

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Mathew Hunter, 26, works at KYUK in Bethel. Due to the funding cuts his position will drop from full-time to 10-15 hours on call. Claire Harbage/NPR hide caption

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A storm devastated Alaska Native villages. Now their public media lost funding

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John Purry secures tarps on the roof of his house in Pearl, Miss., Wednesday, March 20, 2013 with the help of his uncle, Amos Wilson, left, covering up damage from a hail storm that hit central Mississippi. Hail broke windows, shattered siding and left holes in his roof.
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Why home insurance is unaffordable, even in places without wildfires or hurricanes

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Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That is changing communities, including those in Southwest Florida that were damaged by Hurricane Ian in 2022. Ryan Kellman/NPR hide caption

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Off the coast of Taganga, Colombia, oil companies found deepwater natural gas. Julia Simon/NPR hide caption

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This oil-producing country is moving away from oil. Here’s how it’s going

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At COP30, nations confront stalled action to address climate change

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Nearly 200 countries gather every year at Conference of the Parties (COP) meetings to discuss and negotiate ways to address global climate change. Brazil will host COP30 from November 10-21 in the northern city of Belém. Wagner Meier/Getty Images hide caption

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The shutdown has delayed federal funding for the Low-Income Home Energy Assistance Program, or LIHEAP, which helps millions of people in the U.S. pay their heating or cooling bills. Jessica Hill/AP hide caption

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A member of the Capital Kiwi Project team holding a female kiwi to be released back into the wild after checking her weight and changing her transmitter on Tawa Hill, Terawhiti Station in Wellington, New Zealand. Marty Melville/AFP via Getty Images hide caption

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Marty Melville/AFP via Getty Images

A coconut tree sways in the wind at the Kingston Waterfront on Ocean Boulevard in Kingston, Jamaica, as Jamaica starts to feel the effects of Hurricane Melissa on Sunday. Ricardo Makyn/AFP via Getty Images hide caption

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Coffee plants are seen at the Brazilian Agricultural Research Corporation experimental farm in Brazil in 2022. Coffee production in Brazil is leading to deforestation, a nonprofit group says. Evaristo Sa/AFP via Getty Images hide caption

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Coffee-driven deforestation is making it harder to grow coffee, watchdog group says

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The remnants of typhoon Halong floated homes off their foundations and washed debris across the Western Alaska village of Kwigillingok on Thursday, Oct. 16, 2025. Residents lost boats, four-wheelers and snowmobiles/snowmachines — some of which scattered miles away from the community. Nat Herz/KYUK hide caption

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Nat Herz/KYUK

A gas pipeline construction crew in Wyncote, Pa., replaces older pipes that are prone to leaking climate-heating methane. Projects like this are increasing gas customers' bills, even as wholesale gas prices are relatively low. Jeff Brady/NPR hide caption

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Gas utility bills are rising, but natural gas prices are down. Here's why

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Wind turbines stand next to the Neurath coal-fired power plant on April 15, 2024, in Ingendorf, Germany. Andreas Rentz/Getty Images hide caption

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Renewable energy outpaces coal for electricity generation in historic first

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When the power went out in Spain this spring, many theories about the blackout centered around renewable energy. A new expert panel report contradicts the narrative that too much solar and wind was to blame. Cristina Quicler/AFP via Getty Images hide caption

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After Spain's blackout, misinformation about renewable energy thrived

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 "The whole objective with renewables is to try to steer away from some of what's creating climate change," Nuvangyaoma says. The late afternoon sun shines over the village of Shongopovi.  Ryan Kellman/NPR hide caption

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A tribe planned to connect 600 homes to electricity. Then the funding was cut

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