Deloitte Insights

In 2024, Americans lost an estimated $8 billion to authorized push payment scams, with numbers expected to rise further. These scams often appear as enticing crypto coins, dream job offers, or urgent virus alerts, convincing victims to transfer money directly to fraudsters through real-time payment apps. Deloitte’s analysis of FTC data reveals the increasing risk of these scams and anticipates further surges by 2028. It's crucial for individuals and businesses alike to stay vigilant and informed to mitigate these financial threats. How is your company combating push payment scams? Share your strategies and insights in the comments below, and read the related article to know more: https://delo.tt/60487UWuy

US economic signals are sending mixed messages—and that matters for leaders planning ahead. Recent employment data offers a case in point. September's job creation figure of 119,000 looks solid on the surface. But dig deeper, and the picture shifts: all of that growth came from just three sectors—healthcare, restaurants, and state and local government. Other industries saw stagnant or declining employment. In this video, Deloitte Chief Economist Ira Kalish analyzes new employment data, consumer sentiment, and inflation trends—highlighting how, for business leaders, these conflicting signals underscore the importance of looking beyond headlines and understanding the nuances shaping economic momentum. How is your organization interpreting today's economic signals? Are you seeing similar divergence in your industry? #DeloitteInsights #EconomicOutlook #BusinessStrategy

More consumers are planning to shop during Black Friday and Cyber Monday this season—but with tighter wallets. What’s driving this shift? Even as budgets tighten, deal-seeking and value-driven behavior remain top priorities for holiday shoppers. Retailers have a unique opportunity to meet consumers where they are, providing meaningful value and deeper connections during this crucial period. How are you adapting your holiday strategies to reflect evolving consumer mindsets? Read more: https://delo.tt/60447oTMe

The future isn’t just uncertain—it’s unknowable. The World Uncertainty Index has been elevated since 2015, and even the S&P 500 companies are revising or abandoning traditional forecasts. So why are we still planning our workforce like the future is predictable? Workforce planning shouldn't just be a once-a-year exercise—it should be an ongoing discipline, built to flex, stress test, and adapt in real time. Explore six strategies workforce planning leaders can leverage to plan for many possible futures, not just one. Read more here: https://delo.tt/60467Y1BM

In 2026 the gap between AI’s promise and practical impact may narrow but not close. Progress is likely to come from scaling work such as data hygiene, systems integration, governance, and pricing. TMT may play a central enabling role across industries, while compute demand, chip supply risks, and regulation could keep leaders cautious. Explore our newest TMT Predictions report to discover more: https://delo.tt/60487gzkY

China's growth has weakened significantly in recent years after gangbuster growth over the past several decades. According to Deloitte’s Chief Global Economist, Ira Kalish, China's government has attempted to boost domestic demand through both fiscal and monetary stimulus, as well as some structural reforms, especially considering that Chinese exports increasingly face significant headwinds, both with US tariffs as well as with other countries considering restrictions on trade with China. But the efforts to boost domestic demand have so far not borne fruit. Instead, what we’ve seen lately is a weakening of several significant statistics, including retail sales, industrial production, and fixed asset investment. For more, explore our Weekly Global Economic Update: 🔗https://delo.tt/60497gOd1 #DeloitteInsights #Economy #China #Trade #EconomicUpdate

Deloitte's latest #HolidayTravelSurvey results indicate continued enthusiasm for travel, but tighter #travel budgets, primarily driven by financial concerns. For the first time in at least five years, more than half of surveyed Americans plan to travel between Thanksgiving and early January, but most will stay with family or friends instead of paying for lodging. In another indicator of a softer season, high-income Americans are planning to make cuts that could be felt across travel supplier categories: https://delo.tt/60477kGbF Authors: Eileen Crowley, Kate Ferrara, Matt Soderberg, Matt Josephson, Maggie Rauch and Upasana Naik Art by Sofia Laviano

A Deloitte survey of more than 4,000 US consumers shows #HolidayShoppers plan to be more discerning this year. Winning them over will take more than just discounts. How can #retailers rise to the challenge? Stephen Rogers, managing director of Deloitte's Consumer Industry Center, draws on insights from an analysis of nearly 1 million consumer assessments across 290 brands to explore how retailers can succeed this #HolidaySeason. Watch the video to learn more.

#AI is transforming business, but scaling up computing power can send costs soaring. Deloitte surveyed 60 #DataCenter executives to uncover how organizations are managing AI infrastructure to fuel innovation, while still keeping cloud bills in check. Read this article by Diana Kearns-Manolatos (she/her) to learn how leading companies are balancing AI growth with #CostOptimization: https://delo.tt/60487pn5k Art by Molly Piersol

What’s driving the US #LaborMarket slowdown? According to Deloitte’s Chief Global Economist, Ira Kalish, three forces are reshaping growth: ongoing trade uncertainty, tighter immigration policy, and a recalibration of #GenerativeAI investment. In the absence of stronger productivity gains, slower employment growth combined with rising layoffs could indicate a broader slowdown in overall economic growth. For additional analysis, read the latest Weekly Global Economic Update: https://delo.tt/60447nmau #DeloitteInsights # EconomicUpdate #Tariffs #AIInvestiment