Investment activity is accelerating. Is your team ready to capture market share?
This season of thanks, we’re reminded that gratitude is more than a feeling — it’s an investment in one another. At Figure, we’re thankful for the trust our partners and customers place in us. As we pause and reflect, we’re thinking about the challenges overcome, connections made, and shared progress toward a more inclusive financial future.
Ramp up your DSCR volume
Position your team for their slice of the $4.5 trillion investment property opportunity
Real estate investors need speed and simplicity—Figure's DSCR program delivers both. With 48% of rental properties owned by smaller portfolio investors (one to nine units), this segment offers substantial growth potential for partners equipped with the right tools.
Your competitive differentiators:
Deal-winning speed: Instant or no title checks mean your borrowers close while traditional lenders are still processing paperwork.
Qualification flexibility others lack: Cash flow underwriting opens doors for self-employed investors who can't qualify through conventional channels.
Portfolio-building loan capacity: Up to $1M on single-family and small multifamily properties with straightforward terms (FICO 680+, CLTV up to 80%, 75% for cash-out).
Investment activity is accelerating. Is your team ready to capture market share? Contact salessuccess@figure.com for implementation strategy and training.
Upcoming product enhancements
You’ve shared your feedback. And we listened. We’ve got several product enhancements coming your way in Q4, all focused on the areas that matter most to you. Here’s what’s in the works:
- Clearer ID upload and verification experience
- New roles in Lead Portal (Loan Officer Assistant, Account Executive)
- Additional LO transparency into application statuses with stated next steps
Stay tuned. These will be available coming soon! Log in to Lead Portal.
Crypto-Backed Loans — Did you know?
Borrower demand for crypto lending is growing, and Figure has a solution that’s already live, integrated into the same platform you’re using today.
Our crypto-backed loan lets borrowers unlock the value of their digital assets without selling them. By using cryptocurrency as collateral, they can quickly access cash while maintaining full market exposure. Borrowers with Bitcoin can opt into liquidation protection, helping prevent forced margin calls when collateral values dip below LTV thresholds1. This gives them more confidence — and you get a new way to serve clients.
Reach out to salessuccess@figure.com to learn more.
Borrower spotlight series
Your work makes an impact
This season of gratitude, we’re spotlighting the real borrowers behind the numbers. Every HELOC tells a story. For some, it meant staying afloat. For others, it meant moving forward. Your work made that happen.
“My first Figure HELOC was a lifesaver and helped me keep my home for me and my children during a divorce. It was important for me to create some kind of consistency at home for them. My second Figure HELOC was seven years later and, again, was a lifesaver for cash that we didn’t have and didn’t want to pay credit card interest rates. It was easy to just fill out some forms online, never step foot in a bank, and have a check sent to me within days!” - Holly, real Figure customer
Thank you for all that you do! Visit our blog to read more borrower success stories, or explore some of our favorites below:
- A family of 5 tries to stay afloat amid job loss
- Holly’s lifesaver HELOC and dream catio
- A professor levels up house hackingVariable-Rate² HELOCs now available
Figure in the news
AI achievements
This fall, Figure was named an AI leader by Experian, Inman, and HousingWire. But the real win is how that innovation shows up for you.
Our AI streamlines processes that used to slow you down. That means faster loan approvals, fewer manual steps, and scalable tools that help you close more, faster. These awards aren’t just headlines, they’re validation that the tech behind your pipeline is best-in-class.
MBA insights: HousingWire interview with Figure CEO
At the recent MBA Annual Conference, our CEO Michael Tannenbaum, outlined how Figure is reshaping mortgage lending through innovation, compliance, and partnership. As a newly public company, Figure focuses on balancing regulatory rigor with technological advancement — particularly in AI and blockchain — to drive efficiency and transparency across the mortgage lifecycle. Watch to hear more about Figure’s vision for modern mortgage lending.
Sales Success Studio: Upcoming webinars
Recent webinars (on-demand):
Upcoming strategy sessions:
- 11/26, 11AM PT
- 12/10, 11AM PT
Register now to secure your competitive advantage today.
Industry events: Strategic partnership development
Let’s meet in person! If you’ll be attending, visit us at these below events, or schedule a strategic planning session with our partnership team.
Upcoming industry events:
- Qualified Remodeler Top 500 Live | November 17-19 | Las Vegas, NV
- IMN’s SFR Forum West | December 2-4 | Scottsdale, AZ
- Phoenix Build Expo | December 9-10 | Phoenix, AZ
Schedule 1:1 meetings at these events
Planning a Sales Rally or Branch Event? We provide customized training sessions, live demonstrations, and strategic positioning workshops tailored to your team's specific goals.
Contact salessuccess@figure.com to coordinate professional development opportunities that drive measurable results.
Partner resources & strategic support
- LinkedIn newsletter: Subscribe for updates
- Sales Success Studio: Check out our YouTube Channel
- Partner Resource Center: Explore marketing tools & product guide
- Home Improvement HELOCs: Contact the Build Together Team: build@figure.com
You're not just a partner — you're a strategic collaborator in transforming the mortgage lending industry. Your success drives our innovation, and together we're building the future of financial services.
- The Figure Partners Team
Figure Lending LLC | Licenses | © 2025 Figure Lending LLC | 650 S TRYON ST 8th Floor, CHARLOTTE, NC 28202 | 1 (888) 819-6388. NMLS ID #1717824 For licensing information go to: www.nmlsconsumeraccess.org. Equal Housing Lender. Visit https://www.figure.com/partner-heloc/ for details. For complete licensing information and disclosures, visit figure.com/disclosures.
For Risks associated with cryptocurrencies, please review our disclosure here.
Figure Payments Corporation offers to self-directed investors and traders cryptocurrency brokerage services under the brand name, “Figure Markets.” It is neither licensed with the SEC or the CFTC nor is it a Member of NFA. Figure Payments Corporation's NMLS ID number is 2033432, and is located at 100 West Liberty Street, Suite 600, Reno, NV., 89501. You can verify Figure Payments licensing status at the NMLS Consumer Access website. Click here for Figure Payment's state license and regulatory disclosures.
Figure DSCR Loan is available in AK, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IN, KS, KY, LA, MA, ME, MO, MS, MT, NC, ND, NE, NJ, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY with more states to come.
Crypto loans are offered to U.S. borrowers by Figure Lending LLC. This product is not available to U.S. residents of DC, ID, IL, KY, MD, MS, SD, TX, VT, or VA.
1 Liquidations will still occur if the loan becomes delinquent. Liquidation Protection applies only to price declines, not to missed payments, defaults, or violations of loan terms. More information on Liquidation Protection can be found here.