How credit unions in Canada are turning challenges into momentum

When two credit unions merge, the real challenge starts after the signatures are dry. Different systems. Conflicting data. Pressure to keep everything running while members expect more, not less. https://bit.ly/3LaI71T We get it — it’s a lot. Merging institutions means balancing growth and stability, innovation and integration. But it’s also a rare chance to modernize without losing what makes your credit union strong. Across Canada, we’re seeing credit unions turn mergers into momentum — launching new products mid-transition, unifying operations, and building the foundations for future growth. In our latest article, we unpack how forward-thinking teams are doing it and what’s working right now. 👉 Read the full story: https://bit.ly/3LaI71T #CreditUnions #CoreModernization #DigitalTransformation #BankingTechnology #FinancialServices #PortfolioPlus #CreditUnionLeaders

Two major bank mergers are reshaping the Midwest banking landscape — and signaling the start of a new wave of consolidation. Comerica and Fifth Third’s $10.9 billion merger, followed closely by Huntington Bank’s acquisition of Cadence Bank, will each create institutions with more than $275 billion in assets. Both are expected to close in early 2026, further establishing Ohio as a financial powerhouse. So why now, after years of regulatory slowdown? A change in administration has brought a friendlier tone toward the financial sector, including the rollback of OCC and FDIC merger restrictions. These moves have reopened the door to large-scale transactions — and more are likely on the horizon. At Dalton & Tomich, our Banking and Financial Institutions Team has decades of experience navigating complex transactions, workouts, and regulatory compliance. Explore our insights in the carousel below and learn how these changes could shape the future of banking. #BankingLaw #FinancialInstitutions #MergersAndAcquisitions #MidwestBusiness #RegulatoryCompliance #DaltonAndTomich

Many credit unions are now using 𝗺𝗲𝗿𝗴𝗲𝗿𝘀 𝗼𝗳 𝗲𝗾𝘂𝗮𝗹𝘀 to address two pressing challenges at the same time: CEO succession and the need for scale. But growth alone isn’t enough — success depends on how well systems, data, and member experiences are integrated. That’s where the right partners matter. Merging institutions often find themselves navigating multiple cores, overlapping vendors, and complex digital experiences. Without strong technology integration support, the member benefits of scale can be delayed or lost. 𝗕𝗮𝗻𝗤𝘀𝗶 has worked alongside credit unions and community banks through these transitions — helping teams:  • Align and integrate core banking systems  • Streamline processes and reduce operational complexity  • Ensure a consistent and positive member experience post-merger  • Plan and execute technology roadmaps that support future growth If your board is discussing strategic succession or early merger exploration, bringing in experienced operational and technology support early can make all the difference. Happy to connect and share practical lessons learned. https://lnkd.in/euz6UCYs #CreditUnions #MergersOfEquals #SuccessionPlanning #TechnologyIntegration #CoreBanking #MemberExperience #BanQsi

Mergers are stressful, but they don't have to be! We have worked with credit unions on our fair share of mergers. There can be stress and chaos, but we know how to keep it in check. ✅ Follow the Rules ✅ Synchronicity ✅ Over-Communicate ✅ Direct Mail Helps (we swear by it)! ✅ Be Staffed for Possible Extra Phone Calls ✅ Be CLEAR About Online & Mobile Banking ✅ Don’t Try for Cross-Sales at the Beginning ✅ On-board New Merged Members/Customers ✅ Wrap Up the Acquired FI's Digital Presence We break down these 9 foolproof ways to make your credit union merger go smoother on our blog 👉 https://hubs.li/Q03SRJ4K0

The merger with Unify Financial Credit Union adds $3.5 billion to CommunityAmerica’s assets, expands its presence to 18 new states and adds retail branch locations in Arkansas, California, Nevada, Tennessee and Texas.

Nelson Mullins is proud to represent Nicolet Bankshares, Inc. in its merger with MidWestOne Financial Group, Inc., a transaction valued at approximately $864 million. The merger will create a premier community banking franchise across the Upper Midwest with pro forma assets of $15.3 billion. The Nicolet advisory team was led by Robert Klingler, with assistance from Gary Brown, Maurice Holloway, Crystal Huffman, Robert Lindsay, and Ann Murray. The all-stock transaction is expected to close in the first half of 2026, pending regulatory and shareholder approvals. Read more here: https://lnkd.in/ezVb9JH3

Green Bay, Wis.-based Nicolet Bankshares is acquiring Iowa City-based MidWestOne Financial Group and its subsidiary MidWestOne Bank, in an $864 million, all-stock deal. #banking #mergers #acquisitions https://lnkd.in/g4GVFpzq

🤝🏦 American Bancorp Inc., the parent company of American Pride Bank has officially acquired New Republic Partners Inc., the parent company of New Republic Bank. Through the merger, New Republic Bank will become a sister bank of American Pride Bank. https://lnkd.in/euCfNU66