Trillionloans names new CEO, gears up for expansion

Bengaluru-based fintech startup Niro has shut operations after 4.5 years due to regulatory challenges and lack of capital. Founded in 2021 by Aditya Kumar and Sankalp Mathur, Niro offered embedded credit solutions, allowing consumer businesses to provide customised credit to drive growth.👇 The startup raised $20 Mn in funding, disbursed $200 Mn in loans, and partnered with Aditya Birla Capital, IDFC First Bank, Muthoot Finance, PayU Finance, among others. At its peak, Niro served 170 Mn users and managed an AUM of $100 Mn within just over two years. Founder Aditya Kumar cited “a perfect storm of regulatory pushback, credit deterioration, and sub-optimal capitalisation” as reasons behind the shutdown. Despite pivoting business models and seeking capital globally, Niro could not sustain operations. The startup joins other 2025 exits like Beepkart, Otipy, and Blip. Niro had posted an operating revenue of INR 9.5 Cr and a net loss of INR 23.8 Cr in FY23. Read the full article here - https://4-2.co/4odxYQf #news #Inc4 #fintech #Niro #operations #businessnews #business #expansion #startupnews #startups #funding #India

From Frustration to Revolution The Story Behind India’s Largest Discount Broker A young trader once struggled with high brokerage fees and complex investing. Instead of giving up, he built a platform that made investing simple, affordable, and accessible to all. Today, it’s India’s largest retail brokerage, empowering millions to take charge of their financial future. Nithin’s story is a perfect example of vision, perseverance, and challenging the status quo. From a small-town trader to leading India’s fintech revolution, his journey encourages entrepreneurs to think big, act boldly, and solve real problems. A reminder: Big impact starts with solving real problems. #Fintech #Innovation #Startups #Investing #Leadership #FinanceRevolution

From Frustration to Revolution The Story Behind India’s Largest Discount Broker A young trader once struggled with high brokerage fees and complex investing. Instead of giving up, he built a platform that made investing simple, affordable, and accessible to all. Today, it’s India’s largest retail brokerage, empowering millions to take charge of their financial future. Nithin’s story is a perfect example of vision, perseverance, and challenging the status quo. From a small-town trader to leading India’s fintech revolution, his journey encourages entrepreneurs to think big, act boldly, and solve real problems. A reminder: Big impact starts with solving real problems. #Fintech #Innovation #Startups #Investing #Leadership #FinanceRevolution

Bengaluru-based fintech startup Niro has shut operations after 4.5 years due to regulatory challenges and lack of capital. Founded in 2021 by Aditya Kumar and Sankalp Mathur, Niro offered embedded credit solutions, allowing consumer businesses to provide customised credit to drive growth.👇 The startup raised $20 Mn in funding, disbursed $200 Mn in loans, and partnered with Aditya Birla Capital, IDFC First Bank, Muthoot Finance, PayU Finance, among others. At its peak, Niro served 170 Mn users and managed an AUM of $100 Mn within just over two years. Founder Aditya Kumar cited “a perfect storm of regulatory pushback, credit deterioration, and sub-optimal capitalisation” as reasons behind the shutdown. Despite pivoting business models and seeking capital globally, Niro could not sustain operations. The startup joins other 2025 exits like Beepkart, Otipy, and Blip. Niro had posted an operating revenue of INR 9.5 Cr and a net loss of INR 23.8 Cr in FY23. #news #fintech #Niro #operations #businessnews #business #expansion #startupnews #startups #funding #India

Dhan, the fast-growing stockbroking and investment platform, has raised $120 million in a funding round led by Hornbill Capital, pushing its valuation to $1.2 billion. The round also saw participation from MUFG, BEENEXT, and family offices. The company plans to deploy the funds to enhance its tech infrastructure, launch new products, and strengthen leadership as it scales. With revenues touching ₹900 crore in FY25, Dhan’s rise marks a new milestone for India’s fintech ecosystem — joining the ranks of Zerodha, Groww, and Angel One as a profitable unicorn redefining retail trading. #dhan #unicornindia #fundingupdate #startupnews #hornbillcapital #mufgbank #beenext #fintechstartup #stockmarketindia #techinnovation #financialservices #tradingplatform #raisefinancialservices #seriesfunding #startupindia #retailinvesting #equitytrading #venturecapital #zerodha #groww #angelone #businessgrowth #fintechnews #entrepreneurship

#AT26 Cash Flow Discipline through Closure A finalized Balance Sheet reveals: Cash leaks Unused credit Hidden liabilities Finalizing by Akshay Tritiya builds fiscal discipline. #CashFlowMatters #DisciplineThroughData #Bharat #India #MSME #STARTUP Ajay Patankar jayant falke 🇮🇳 Vaishali Falke Shailesh Nipunge Dhananjay Walunj

In a recent conversation with The Financial Express, our Managing Director Ankur Bansal shared how debt has evolved to becoming a strategic growth layer for India’s mature startups. He spoke about the growing maturity of founders who now view debt as a tool for working capital efficiency, and expansion, not as a last resort. He also highlighted how venture debt complements equity, enabling founders to retain ownership while accelerating growth. As the ecosystem matures, the focus is shifting toward sustainable, capital-efficient scaling, and structured debt is playing a key role in that transition. He also spoke on how the upcoming merger with Caspian Debt is part of our growth strategy. At BlackSoil, we’ve seen this shift firsthand, supporting new-age companies across sectors with flexible, non-dilutive capital designed to match their growth ambitions. Read more from his interview with S Shanthi in Financial Express here: https://lnkd.in/gPBTxzHu Soumita Ghorui | Manpreet Kaur | Anushka Goel #VentureDebt #StartupFunding #GrowthCapital #PrivateCredit #Entrepreneurship

Final 2 predictions on how this change could redefine India’s position in the global economy. Comment below with your thoughts. Do you see this as a challenge or an opportunity? #sameraglobal #h1bvisa #accountants #usa #startup #cafirms #innovation #gcc #gccsetup #globaltalent #economy

🚨 UK fintech company Tide announced an investment of a huge £500 million (about ₹6,000 crore) in India. The landmark investment will fuel Tide’s expansion, create 800+ tech jobs, and boost digital innovation in India's thriving SME sector. Tide's move reinforces India's status as a fintech powerhouse and a magnet for global business. For more such exclusive content and stock market news 24*7 ☺️👇 Check out- https://lnkd.in/gbBEksTg #FinTech #Business #India #Investment #UK #Tide #Innovation #DigitalBanking #SMEs #Startups #JobCreation #Finance #Economy #Entrepreneurship #Wealth #Growth #BusinessNews #Technology #Leadership #LinkedInNews

Gurugram is rewriting the rules of India’s startup game - with innovation, investment & infrastructure at its core. Watch our #LoTCoverStory to see how it’s shaping the next wave of entrepreneurship. #LoTS13 #leadersoftomorrow IDFC FIRST Bank Nidhi Sharma