Ujjivan Bank appoints Ratan Jyoti as CISO and Head of Technology Risk Management

Ujjivan Small Finance Bank has announced the elevation of Ratan Jyoti as Head – Technology Risk Management & Chief Information Security Officer (CISO), marking a new chapter in the bank’s commitment to strengthening its cybersecurity and technology governance frameworks. With over 25 years of experience in technology, risk, and security leadership within the banking and financial services industry, Ratan brings deep expertise in aligning security strategy with business growth and regulatory priorities. Ratan will lead the articulation and execution of a holistic technology-risk and cybersecurity agenda, ensuring resilience across the bank’s digital ecosystem. His leadership at Ujjivan spans nearly a decade, during which he has built robust frameworks for incident response, disaster recovery, and cloud security. Prior to Ujjivan, he served as CISO at Vijaya Bank and held key technology roles at Oriental Bank of Commerce and more, where he headed several foundational cybersecurity initiatives. Ratan Jyoti continues to lead bridging business and technology to safeguard trust and enable sustainable digital transformation in India’s banking sector. #TradeFlock #UjjivanBank #LeadershipUpdate #CISO #CyberSecurity #TechRisk #InfoSec #DigitalBanking #Banking #Fintech #RiskManagement #TechLeadership #Innovation 

🌐 The New Face of Digital Banking — Building Trust for the Future India’s banking landscape is transforming faster than ever. Earlier, the strength of a bank was measured by its building. Today, it’s measured by digital trust and transparency. RBI’s New Step — The ‘.bank.in’ Domain The Reserve Bank of India has directed all banks to move their net-banking websites to “.bank.in” domains by October 31, 2025. Why? Because this is a major step toward building a safer and more reliable digital banking ecosystem. What will change? ✅ Reduction in phishing and online frauds ✅ Stronger customer confidence in digital transactions ✅ A new standard for transparency and trust in Indian banking True innovation is not just about technology — it’s about mindset. Security is the new Service Quality. Banking is no longer just a balance sheet — it’s a Trust Sheet. And RBI’s new initiative is a milestone in that journey. #DigitalBanking #Innovation #RBI #CyberSecurity #TrustInBanking #Leadership #BusinessBanking #FinancialAwareness #KotakMahindraBank #DigitalIndia

🔒 RBI strengthens digital trust in banking! The Reserve Bank of India has issued a circular — “Migration to '.bank.in' domain” (RBI/2025-26/28 | CO.DIT.DCD.No.S81/01-71-110/2025-26, dated April 22, 2025) — mandating all commercial banks, urban co-operative banks, and state/district co-operative banks to move to the .bank.in domain. Banks have already started making transition. such as : kotak.bank.in pnb.bank.in This move, first outlined in the Statement on Developmental and Regulatory Policies (Feb 7, 2025) under the theme “Enhancing Trust in the Financial Sector”, marks a major step toward secure, verified, and trustworthy digital banking across India. ✅ Stronger cybersecurity ✅ Clearer domain authenticity ✅ Enhanced customer confidence A small change in URLs — a big leap for digital trust. bank.🇮🇳 #RBI #DigitalBanking #CyberSecurity

### Why Indian Banks are Switching to the “.bank.in” Domain: A Leap Toward Digital Trust The digital banking ecosystem in India is undergoing a landmark transformation. In a move that sets new standards for cybersecurity and public assurance, the Reserve Bank of India (RBI) has mandated all Indian banks to migrate their online banking platforms to the exclusive “.bank.in” internet domain by October 31, 2025. #### What’s Behind the Change? Previously, Indian banks used various domain names (like .com, .co.in), exposing customers to risks from phishing and spoofing attacks that replicate legitimate web pages. RBI’s new directive aims to: - **Strengthen cybersecurity** by creating a dedicated digital space for banks. - **Make fraud harder** by preventing look-alike or fake domains from tricking customers. - **Boost public confidence** in the safety and authenticity of digital financial transactions. The Institute for Development and Research in Banking Technology (IDRBT), under the guidance of government agencies, is exclusively managing the domain migration process for banks across the nation. #### What Should Customers Know? - After the transition, your bank’s official website address will end in “.bank.in” (e.g., “yourbank.bank.in”). - Top banks like SBI, PNB, HDFC, ICICI and others have already begun updating their domains. - Old domain names will redirect to the new sites for a time, but it is wise to update your bookmarks and remain vigilant against scam links during the transition. - Always confirm the legitimacy of any site claiming to be your bank, even if it ends with “.bank.in”, and follow only official communications for updates. #### Why It Matters for India’s Digital Future This move is a proactive defense in India’s growing digital finance landscape, supporting consumer trust, seamless digital operations, and a uniform banking experience. By adopting global best practices, Indian banks are sending a clear message: your digital security and trust are paramount. *** #Banking #Fintech #DigitalBanking #Cybersecurity #IndiaBanking #RBINews #TechTransformation #BankingInnovation #SafeBanking

🚨 𝗕𝗶𝗴 𝘂𝗽𝗱𝗮𝘁𝗲 𝗳𝗿𝗼𝗺 𝗥𝗕𝗜 — 𝗮𝗻𝗱 𝗶𝘁’𝘀 𝗴𝗼𝗶𝗻𝗴 𝘁𝗼 𝘀𝗵𝗮𝗸𝗲 𝘂𝗽 𝗜𝗻𝗱𝗶𝗮𝗻 𝗯𝗮𝗻𝗸𝗶𝗻𝗴! 𝙍𝘽𝙄 𝙝𝙖𝙨 𝙞𝙣𝙩𝙧𝙤𝙙𝙪𝙘𝙚𝙙 𝙖 𝙣𝙚𝙬 𝙧𝙪𝙡𝙚: 👉 Every bank in India must now have a website ending with “.bank.in” -No more guessing if a site is real or fake. -No more phishing traps that look “official.” -Just one standard that screams authenticity and trust. Sounds great, right? But here’s where it gets interesting: • What happens to existing domains like hdfcbank.com or sbi.co.in? • How fast can regional banks or NBFCs adapt? • Will this improve cybersecurity or just bring chaos during the transition? This move could either redefine digital trust or complicate the web experience for millions. Your thoughts? Is this a smart cybersecurity reform or an overcomplicated rule? Let’s discuss 👇 "It’s live — major banks have already switched. Example: sbi.co.in is now sbi.bank.in (effective 31 Oct 2025), with HDFC, ICICI, Axis, PNB and others on .bank.in too.” #RBI #Fintech #BankingIndia #DigitalTrust #NBFC #FinanceNews #CyberSecurity Reserve Bank of India (RBI) National Payments Corporation Of India (NPCI) HDFC Bank Axis Bank Finza Innovation Ltd.

𝑩𝒊𝒈 𝒄𝒉𝒂𝒏𝒈𝒆 𝒊𝒏 𝑰𝒏𝒅𝒊𝒂’𝒔 𝒃𝒂𝒏𝒌𝒊𝒏𝒈 𝒆𝒄𝒐𝒔𝒚𝒔𝒕𝒆𝒎! The Reserve Bank of India (RBI) has issued new rules for all Indian banks — and it’s all about making online banking safer. Under the new guideline, every bank in India must move to the “.bank.in” domain. Here’s what that means Old: 🔸 hdfcbank.com 🔸 icicibank.com 🔸 axisbank.com New: ✅ hdfc.bank.in ✅ icici.bank.in ✅ axis.bank.in This is a major step towards curbing online frauds and protecting customers from fake or phishing websites. From now on, only RBI-regulated banks will be allowed to use the “.bank.in” domain — giving users a verified and trusted online banking experience. The domain will be managed by the Institute for Development and Research in Banking Technology (IDRBT), authorised by the National Internet Exchange of India (NIXI) under the Ministry of Electronics and Information Technology (MeitY). This change isn’t just about new URLs — it’s about trust, transparency, and digital safety in India’s growing fintech landscape. 👉 What are your thoughts on this move by the RBI? Will this help reduce online banking scams — or is more action needed? #RBI #DigitalBanking #CyberSecurity #Fintech #India #Leadership #Innovation #Trust

🚨Major Update in Indian Banking Cybersecurity. Leading Indian banks including SBI, HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, ICICI Bank, IDBI Bank and others have started migrating their official websites to the new ".bank.in" domain. This move follows the Reserve Bank of India (RBI) directive making it mandatory for all banks to shift to the ".bank.in" domain by 31st October 2025.

𝐁𝐢𝐠 𝐌𝐨𝐯𝐞 𝐛𝐲 𝐑𝐁𝐈 𝐭𝐨 𝐒𝐭𝐫𝐞𝐧𝐠𝐭𝐡𝐞𝐧 𝐎𝐧𝐥𝐢𝐧𝐞 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲. The Reserve Bank of India (RBI) has directed all Indian banks to migrate their websites to the “.bank.in” domain by October 31, 2025 a major step toward enhancing cybersecurity and reducing digital banking fraud. Leading banks like SBI, PNB, HDFC Bank, ICICI Bank, Axis Bank, and Canara Bank have already begun this transition. This new domain “.bank.in” will be exclusively available to regulated banks, ensuring customers can confidently verify genuine banking websites. Alongside this, the RBI has also introduced the “.fin.in” domain an exclusive internet address for non-bank financial entities such as NBFCs, Fintech, and other financial service providers. Why this matters: 👉 Strengthens protection against phishing and fake banking websites 👉 Builds greater public trust in online transactions 👉 Creates a uniform and secure digital identity for banks in India This initiative will be managed by IDRBT (Institute for Development and Research in Banking Technology) under RBI’s supervision a welcome move for safer and more transparent digital banking. ✅ Always check for “.bank.in” before logging into your bank’s site security starts with awareness.“.bank.in” for banks and “.fin.in” for financial institutions #RBI #BankingSecurity #DigitalBanking #CyberSecurity #BankingIndia

Every great banking relationship starts with trust — and now, that trust extends deeper into the digital world. With the RBI’s October 31st deadline approaching, India’s banks are making a major move to strengthen customer confidence online through the new .bank.in domain. When you see “.bank.in,” you can be sure you’re on a verified, RBI-approved site — not a fake one designed to deceive. It’s inspiring to witness leading institutions like SBI, ICICI, HDFC, and RBL already live on the new domain, setting a strong precedent for secure digital banking. At Secbounty Services Private Limited, we’ve been proud to guide several South Indian banks through this journey — ensuring DNS security, SSL compliance, and flawless transitions aligned with RBI’s cybersecurity directives. A gentle reminder for banks still planning their final migration push — our experts are here to help make it secure, compliant, and seamless well before the deadline. Let’s collaborate to strengthen the fabric of India’s digital banking future. Courtesy: Digit - https://lnkd.in/gS8aRZmV #SecBounty #Cybersecurity #RBI #BankInMigration #DigitalTrust #IndianBanking #InfoSec #SecureBanking

Finally, a move that makes digital banking feel safe again. Reserve Bank of India (RBI) has dropped a digital bombshell. Every bank in India has now moved to a new domain — “.bank.in.” And this one change is redefining trust in online banking. What does this mean? From now on, only RBI-regulated banks will be eligible to use a “.bank.in” domain making it easier for customers to identify genuine banking sites and stay safe from phishing and fraud. Example: State Bank of India → sbi.bank.in HDFC Bank → hdfc.bank.in Axis Bank → axis.bank.in Kotak Mahindra Bank → kotak.bank.in This domain migration is being implemented with the help of Institute for Development and Research in Banking Technology (IDRBT) and National Internet Exchange of India (NIXI), under the Ministry of Electronics and Information Technology. Why it matters? Cyber frauds are rising fast. By securing an exclusive domain for banks, RBI aims to ensure that when you see “.bank.in”, you can trust the source. It’s a smart step towards safer digital transactions and greater consumer confidence in online banking. At IPB, we welcome this initiative because a stronger, safer banking ecosystem means better opportunities and trust for every aspiring banker. 💼🔐 #Banking #News #Updates #RBI #Careers #Bankers #CyberFraud #Phishing #Safety #Domain #Digital