The Financial Technology Report

Fiserv Announces Leadership Team Enhancements and Board Refresh Initiatives To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gB-n3Mk #fintech #financialservices #informationtechnology #leadership https://lnkd.in/en4PNjj9

Global Payments Leader: Jeeves’ Dileep Thazhmon Watch the full video here: https://lnkd.in/dN-DD_uh Listen to the full episode here: iTunes (https://lnkd.in/geGwpqPC); also available on Spotify, YouTube, or wherever you listen to podcasts.

Building Payments Infrastructure: Highnote’s John MacIlwaine speaks with RJ Lumba Highnote was built for companies that can’t afford to wait a year for their payment provider to support a new product. CEO John MacIlwaine spent his career across issuing, acquiring, credit, and merchant technology at Visa, Lending Club, and Braintree—experience that shaped his view of how slowly legacy infrastructure adapts to new use cases. When he co-founded Highnote, he built the platform to keep pace with the new payment experiences emerging on the front end. Highnote combines card issuing, acquiring, credit, real-time payouts, and ledgering in a single architecture that connects directly to the networks. That setup gives engineering teams clean rails to build on and lets companies launch new card programs, credit flows, or payout capabilities without relying on multiple vendors or legacy processors. The results are already visible at scale. Highnote supports corporate bill pay for BNY Mellon, handles tip disbursements for BJ’s Restaurants employees, and powers public-benefit payouts through partners like GiveCard. With volume on track to reach $4.5–5 billion this year, its growth reflects a broader shift toward unified infrastructure for new payment experiences. Listen on iTunes (https://lnkd.in/gZ4NFCwq); also available on Spotify, YouTube, or wherever you listen to podcasts. Visit our website: https://lnkd.in/g2S95qyf To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gNqDJab #FinTech #PaymentsInfrastructure #EmbeddedFinance #DigitalPayments #CardIssuing

SavvyMoney Secures $225 Million in Funding to Drive Innovation for Financial Institutions To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gB-n3Mk #fintech #financialservices https://lnkd.in/e4rb5Jtz

Modernizing Construction Finance: Constrafor’s Anwar Ghauche speaks with RJ Lumba Construction accounts for a significant share of the U.S. economy, yet it remains one of the least digitized sectors—spending only about 1.5% of revenue on technology compared to 3.5% elsewhere. Constrafor was built to modernize that financial infrastructure. Founded in 2019 by Anwar Ghauche, Constrafor started with a simple observation: real adoption in construction comes from solving the back-office bottlenecks that shape both risk and liquidity. Today the platform supports more than 75,000 subcontractors—about a quarter of the U.S. commercial market—and has become one of the largest insurance compliance systems in the sector, touching roughly 16% of construction insurance policies nationwide. General contractors use Constrafor for prequalification, financial review, contract workflows, and insurance oversight. Subcontractors tap its Early Pay Program, which now funds roughly $4 million per day and is aiming toward $1.5 billion in financing in 2026. Ghauche breaks down how the model works, why financing became the catalyst, and what it will take to scale the next phase of construction fintech. Listen on iTunes (https://lnkd.in/gpRtrK-3); also available on Spotify, YouTube, or wherever you listen to podcasts. Visit our website: https://lnkd.in/gKSVcECM To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gNqDJab #FinTech #ConstructionTech #WorkingCapital #SaaS #B2BPayments #Podcast

Financing Small Businesses: Qred’s Emil Sunvisson speaks with RJ Lumba Small businesses make up almost the entire European economy, yet less than 1% of bank lending reaches them. That mismatch is the foundation of Qred. Emil Sunvisson, an engineer and serial entrepreneur, saw an industry built for large enterprises and consumers, with no scalable way to underwrite the micro-segment: the everyday companies with one or two employees that keep local economies running. Qred began with three founders in a room, a manual backend, and a simple test: get live, watch what works, and build systems only after the customer demand was clear. That approach shaped the platform they operate today—an automated model that evaluates both the business and the individual behind it, designed for ticket sizes traditional banks can’t handle profitably. Pricing, underwriting speed, and constant iteration became the core of the product. A decade later, Qred serves more than 20,000 customers across seven European markets and now operates as a licensed bank. In this episode, Sunvisson breaks down the mechanics of scaling SME financing—and what it takes to build a bank structured for speed. Listen on iTunes (https://lnkd.in/gBY5TTUd); also available on Spotify, YouTube, or wherever you listen to podcasts. Visit our website: https://lnkd.in/gB7RRMCj To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gNqDJab #FinTech #Entrepreneur #SMELending #FinancialTechnology #Banking #Podcast

Simplifying Home Buying: Habito’s Ying Tan Watch the full video here: https://lnkd.in/giGSXBsK Listen to the full episode here: iTunes (https://lnkd.in/gy4uwJQ9); also available on Spotify, YouTube, or wherever you listen to podcasts.

Ingenico Announces Leadership Transition Plan, Appoints Floris de Kort as Chief Executive Officer To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gB-n3Mk #fintech #financialservices #leadership https://lnkd.in/eMb7CTEM

The Top 50 Financial Technology Companies of 2025 The Financial Technology Report is pleased to announce The Top 50 Financial Technology Companies of 2025. Forge Global’s $660 million acquisition by Charles Schwab marked one of the year’s defining transactions, expanding access to private markets for millions of retail investors. Unit21, Crowd Street, Capchase, Auditoria.AI, BriteCore, Boost Payment Solutions, Silent Eight, Cleafy, Squirro, Wealthfront, Paylocity, Personetics, Self Financial, Inc., Forge Global, DriveWealth, EasySend, Covr Financial Technologies, Qolo, OnCorps AI, Checkbook, Auquan, RentRedi, Helicap, Spiral, and Plumery. To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gB-n3Mk #fintech #financialservices https://lnkd.in/eqBJWBCK

The Top 50 Financial Technology Companies of 2025 The Financial Technology Report is pleased to announce The Top 50 Financial Technology Companies of 2025. Forge Global’s $660 million acquisition by Charles Schwab marked one of the year’s defining transactions, expanding access to private markets for millions of retail investors. Juniper Square, Temenos, SAP Fioneer, BPC, Pagaya Technologies, Lendbuzz, Bestow, Array, Ingo Payments, MPOWER Financing, PayNearMe, WisdomTree, Simetrik, Lumin Digital, Innovative Systems, Inc., Spreedly, Ladder, FinMkt, SouthState Bank, MyVest, MoonPay, Pipe, FinQuery, Formerly LeaseQuery, Pontera, AgentSync... To nominate for Top Financial Technology CEOs of 2025, click here: https://lnkd.in/dTzr-Cg Sign up for our free email newsletter at https://lnkd.in/gB-n3Mk #fintech #financialservices https://lnkd.in/eqBJWBCK