PagoNxt (a Santander company)

We are pleased to welcome Felipe Peñacoba Martinez as the new CEO of Payments Hub. Felipe joins us from Revolut, where he served as CIO and Board Member, and brings more than 25 years of experience in technology and transformation across global financial institutions, including senior leadership roles at Santander UK. He is passionate about how technology empowers people and accelerates organizational change. Felipe now leads one of Santander's most relevant platforms: our Payments Hub, processing 28 million payments every day and 8 billion transactions annually:"The strength of the platform speaks for itself. The journey ahead is about scaling that and serving a growing number of customers". We are thrilled to have you onboard. Welcome, Felipe!

Cross-border payments need the same intelligence as a GPS. Just like choosing the fastest or most efficient route, smart routing helps international transactions find the optimal path — avoiding delays, extra costs, and unnecessary friction. 🎙 María Ávila Silván(CRO – PagoNxt Payments) If you missed the #PayTalks episode, you can watch the full session here: 👉 https://lnkd.in/d6Nmhqdf

✅ What would it take to make instant payments in Europe a reality? That’s the question that brought together over 100 leaders from across Europe at Building a European Payments Alliance: Interoperability as a Common Goal — an event organised by PagoNxt Payments and Santander, in collaboration with the Camara de Comercio Hispano Noruega and with the participation of His Excellency Lars Andersen, Ambassador of Norway to Spain. Even with the rain in Madrid, the room was buzzing with energy. Inspiring voices like Rune Garborg (Vipps MobilePay), Fernando Rodriguez Ferrer (Bizum), Matias Sánchez Garcia, (Santander Group), Petri Nikkilä (Santander Group) and Jose Luis Calderon (PagoNxt Payments) shared a common message: ⏱️ Technology is ready. Now it’s all about collaboration. A big thank you everyone involved, including Pedro Guerrero Meseguer and María Menéndez Becker who shared the vision of Asociación Española de Banca and Ministerio de Economía, Comercio y Empresa. Read more about the event here: https://lnkd.in/dEpq2ggH

💬 ¿Sabías que más del 80 % de las empresas que adoptan pagos digitales mejoran su eficiencia y la experiencia de sus clientes? En un mundo donde la inmediatez marca la diferencia, entender las nuevas tendencias de pago globales es clave para impulsar el crecimiento de los negocios. El pasado 12 de noviembre, en el Palacio de Congresos “El Greco” de Toledo, participamos en #ExpoCongress organizado por ANEDA VENDING para debatir sobre innovación y el futuro de los medios de pago. Nuestro experto 👤 Jose Luis Roldan impartió la charla “Del efectivo a lo digital: claves para entender las nuevas tendencias de pago globales”, en la que analizó la digitalización de los pagos, el auge de los pagos cuenta a cuenta y las soluciones globales que están transformando la manera en que las empresas crecen. En PagoNxt Payments, ayudamos a bancos, fintechs y empresas hacia un futuro de pagos sin fricciones.

🎙 Welcome to a new episode of #PayTalks! Why are cross-border B2B payments still slow, costly, and fragmented? In this episode, we break down the main obstacles — from low traceability to high operational costs and regulatory complexity — and explore how cloud technology, AI, and smart routing are reshaping global payments for companies, marketplaces, and SMEs. Featuring: 🎙 María Ávila Silván(CRO, PagoNxt Payments) 🎙 Silvia Hernández (Director of Strategic & Global Clients, Microsoft) 🎙 Kent Henderson (VP Product, MangoPay) 🎙 Susana Rubio (VP Products & Solutions Lead, Mastercard) 🕒 When: 17:00 🇪🇸🇫🇷 | 16:00 🇬🇧 | 13:00 🇧🇷 | 13:00 🇨🇱 | 10:00 🇲🇽 📅 Monday, 24 November 📍 Where: Live on LinkedIn #PayTalks #PagoNxt

Embedded finance is becoming essential for global payments. Automating the payment flow isn’t just valuable for domestic transactions — it’s critical for cross-border operations, where businesses can’t rely on multiple providers to cover their needs. 🎙 Susana Rubio (VP Products and Solutions Lead – Mastercard) Live today on #PayTalks, we explore why international B2B payments remain slow, costly, and fragmented — and how technology is simplifying the global payment journey. Don’t miss it: https://lnkd.in/d6Nmhqdf

Payment optimization isn’t just a technical upgrade — it drives real profitability. Businesses can add 1–3% to their bottom line simply by using the right tools, choosing the right partners, and timing their payments effectively. 🎙 Kent Henderson (VP Product – Mangopay) On Monday 24 on #PayTalks, we dig into why cross-border B2B payments remain slow, costly, and fragmented — and how smarter infrastructure is reshaping global commerce. Don’t miss it: https://lnkd.in/d6Nmhqdf

👧🧒¡Mini Nxters conquistan nuestra oficina de Madrid! El pasado viernes celebramos nuestro Family Open Day en Alhambra, una tarde de curiosidad, risas y descubrimiento. 🍬🍭 Comenzamos con una merienda de campeones, el mejor punto de partida para que nuestros Mini Nxters se adentraran en el mundo de los pagos y conocieran cómo trabajamos en PagoNxt. Hubo tiempo para todo: tour por el edificio, partidas de la oca y ajedrez, actividades para entender cómo la tecnología transforma los pagos, calendarios de adviento, dulces y, por supuesto, un quiz digno de auténticos expertos. Algunos lo resolvieron tan bien que casi les hacemos contrato al terminar. Una jornada para compartir lo que somos y seguir poniendo nuestros comportamientos en práctica: imaginar, cuidar y simplificar. 💙 ¡Gracias al equipo de People & Culture y a todas las personas implicadas que hicieron posible esta súper iniciativa!

Fraud in B2B payments is evolving fast — and so are the tools to fight it. Artificial intelligence is becoming one of the most powerful ways to detect and stop sophisticated attacks in real time, especially in high-value transactions. 🎙 Silvia Hernández (Director of Strategic and Global Clients – Microsoft) On Monday 24 on #PayTalks, we explore why cross-border B2B payments remain slow, costly, and fragmented — and how technology is reshaping the future of global transactions. Don’t miss it: https://lnkd.in/d6Nmhqdf

What happens when 800 years of knowledge meet seamless payments? At PagoNxt Payments, we believe innovation flows best when payments do too. That’s why we’re proud to partner with the University of Salamanca (Universidad de Salamanca), Spain’s oldest and most iconic university, to take Spanish learning global through NetLish — a new digital platform that makes learning Spanish accessible to students everywhere. 🌍From Salamanca to the world, education and payments come together to break barriers and make learning more inclusive than ever. Discover the story: https://lnkd.in/d2fWKYPX