GoVA Inc.

Small Habits. Big Impact. "If you don't really need it, don't buy it." — Rachel Schaffter, Edge Member This simple principle represents a fundamental shift we see across our Edge member community—from impulse-driven spending to intentional financial decision-making. This is where real transformation happens. Not in complex strategies, but in daily choices that compound over time: • Pausing before purchasing • Distinguishing wants from needs • Building awareness around spending triggers • Creating sustainable habits that last For military families managing tight budgets, frequent moves, and financial uncertainty, these small behavioral changes create lasting resilience. We measure our impact not just in credit scores or savings, but in behavioral transformation. When Edge members learn to question purchases, stick to budgets during high-spending seasons, and build decision-making frameworks that serve them long-term, they develop financial resilience that protects them through deployments, transitions, and life's unexpected challenges. Small habits. Thousands of military families. Measurable community impact. This is the real difference financial education makes when it's accessible, practical, and focused on sustainable behavior change. #FinancialWellness #MilitaryFamilies #BehavioralChange #SocialImpact #Veterans #GoVA #MeasurableImpact

Happy Thanksgiving from GoVA! 🦃🍂 This Thanksgiving, we're grateful for so much: 💙 Our military members in all 50 states who serve with courage and dedication 🎖️ The Veterans and military families who inspire us every day 🤝 Our incredible partners who support our mission and help us serve those who serve ✨ The opportunity to provide quality financial resources—completely free—to our military community Thank you for being part of the GoVA family. Your service, sacrifice, and support make everything we do possible. Wishing you and your loved ones a warm, safe, and happy Thanksgiving! 🦃💙 #HappyThanksgiving #Thanksgiving2025 #Grateful #MilitaryFamilies #Veterans #GoVA #ThankYou

Breaking the Paycheck-to-Paycheck Cycle "I no longer live paycheck to paycheck. I put money away every pay period to an account I have little to no access to." — Linda Cerase, Edge Member This quote captures the transformation we're creating at GoVA. Linda didn't just learn about savings—she fundamentally changed her financial behavior. She went from financial stress to financial stability. From reactive to proactive. From surviving to building a future. This is the impact of accessible, military-focused financial education. Too many service members and Veterans live paycheck to paycheck, not because they lack discipline or intelligence, but because they lack the right tools, guidance, and support systems tailored to their unique circumstances. When we provide those resources—when we meet people where they are and give them practical, actionable strategies—real change happens. Linda now has: ✓ An emergency fund she's actively building ✓ Systems that automate her savings ✓ Financial behaviors that create long-term security ✓ Peace of mind that comes from being prepared This is one member. One story. Multiply this by thousands of military families gaining financial confidence, building wealth, and breaking cycles of financial stress. This is the positive change we're bringing to the military community. Not just information, but transformation. Not just knowledge, but tangible life improvements. To our partners and supporters: this is what your investment creates. Real people. Real progress. Real change. #SocialImpact #MilitaryFamilies #FinancialWellness #Veterans #TransformationalChange #GoVA #MeasurableImpact #FinancialEmpowerment

Military Entrepreneurs: An Untapped Economic Force Veterans and military spouses are more likely to start businesses than their civilian counterparts. The reason? Military service builds exactly what entrepreneurship demands—leadership, adaptability, problem-solving, and resilience. Yet they face unique barriers: • Limited networks due to frequent relocations • Gaps in business financial literacy • Challenges securing small business loans • Difficulty translating military skills into business credentials This is where financial education changes everything. GoVA provides comprehensive entrepreneurship resources specifically for the military community—from getting started and securing funding to understanding business taxes and scaling successfully. The goal? Making military entrepreneurs loan-ready and investment-ready. When a Veteran understands how to build business credit and structure financials for lenders, they don't just get approved—they build stronger businesses. Veteran-owned businesses already contribute over $1 trillion annually to the U.S. economy and employ millions. Supporting military entrepreneur education isn't charity—it's economic investment. Every military entrepreneur who gains financial knowledge becomes a potential job creator and community innovator. When you support this mission, you're not just funding resources—you're fueling the next generation of veteran-owned businesses that strengthen our economy. #MilitaryEntrepreneurs #VeteranOwned #FinancialEducation #Veterans #SmallBusiness #EconomicImpact #GoVA

What Makes GoVA Different? We Make Military Families Home-Ready. The financial education landscape is crowded with generic advice, one-size-fits-all tools, and platforms that don't understand the unique realities of military life. GoVA is different. We don't just teach financial literacy—we provide specialized resources designed specifically for the military community's unique circumstances: ✅ PCS moves and frequent relocations ✅ Deployment financial planning ✅ VA loan navigation and qualification ✅ Military-specific insurance options ✅ Transition-period financial strategies ✅ Benefits optimization for service members and Veterans Our focus? Making military families home-ready. What does "home-ready" mean? It means: Learning how to strategically reduce debt Building emergency savings that provide real security Improving credit scores to qualify for better loan terms Understanding VA loan benefits and requirements Gaining the financial confidence to achieve homeownership We've compiled comprehensive resources covering everything from savings accounts and credit scores to auto insurance, VA loans, and military life insurance—all through the lens of military life. Because generic financial advice doesn't account for deployment separations, BAH complexities, or the unique challenges of military transitions. Our resources do. The result? Military families who are empowered, informed, and ready to achieve their financial goals—whether that's buying their first home, improving their credit, or building long-term wealth. This is financial education that understands military life. This is what makes us different. Explore our Military Financial Resources: https://hubs.li/Q03T89Dq0 #MilitaryFamilies #FinancialEducation #Veterans #HomeOwnership #VALoan #MissionDriven #GoVA #MilitaryBenefits #FinancialEmpowerment

Measuring What Matters: 23 Points of Progress In the nonprofit sector, impact can sometimes feel abstract. But at GoVA, we measure success in concrete outcomes that change lives. Our Edge members have improved their credit scores by an average of 23 points. Twenty-three points might seem incremental on paper. But in practice, it's transformational: It's the difference between a loan denial and an approval It's access to better interest rates that save thousands over time It's the ability to rent an apartment in a safe neighborhood It's qualifying for a car loan to get to work It's moving from "You don't qualify" to "Welcome home" This is what financial empowerment looks like in action. Not just education for education's sake, but tangible progress that opens doors to opportunity. For military and Veteran families navigating transitions, managing deployments, and building civilian lives, these 23 points represent more than a number—they represent possibility, stability, and a pathway to long-term financial health. Every service member who becomes loan-ready is a success story. Every Veteran who qualifies for better financial opportunities is validation of our mission. Every spouse who gains financial confidence is proof that accessible education works. This is the measurable difference we're making in communities across the nation. And we're just getting started. To our supporters, partners, and collaborators: thank you for believing that every military family deserves access to the tools that create real, lasting change. #SocialImpact #MeasurableResults #MilitaryFamilies #Veterans #FinancialWellness #NonprofitImpact #CommunityDevelopment #GoVA #DataDrivenImpact

Protecting Military Families Through Strategic Partnerships Military families face unique vulnerabilities during PCS moves and home transitions—and scammers know it. From VA loan fraud to fake rental listings infiltrating military Facebook groups, housing scams are evolving and increasingly sophisticated. That's why GoVA partners with trusted organizations like the Better Business Bureau Institute for Marketplace Trust to deliver timely, expert-driven resources to the military community. Our latest collaboration resulted in a comprehensive digital resource covering: Current VA loan scam tactics targeting service members Red flags in rental fraud schemes How to identify false advertising in military housing markets BBB-verified resources for reporting and prevention This is partnership in action. By combining GoVA's deep understanding of military family needs with the BBB's consumer protection expertise, we're able to provide up-to-date, actionable guidance when our community needs it most. Through digital webinars, blog content, and educational resources, we're working with organizations nationwide to ensure military and Veteran families have access to the knowledge they need to make safe, informed decisions. Because financial education isn't just about building wealth—it's about protecting what you've already earned. Read our latest resource: https://hubs.li/Q03SWMyX0 Interested in partnering with GoVA to serve the military community? Let's connect. #MilitaryFamilies #StrategicPartnerships #ConsumerProtection #Veterans #NonprofitCollaboration #FinancialEducation #GoVA #BBB #CommunityImpact

This Is Why We Do What We Do "After using the tools on The Edge, I was able to buy my girlfriend a real gold promise ring." When Luis Martinez, a service member, shared this with us, it was a powerful reminder that financial wellness isn't just about numbers on a balance sheet—it's about the moments that matter. For Luis, it was about honoring a promise and celebrating love. For another Edge member preparing for an international PCS move, it's about reducing stress and protecting family time. For countless others, it's about achieving peace of mind, building emergency savings, or planning for a secure future. These stories represent the tangible impact of providing free, accessible financial education to military families. No paywalls. No barriers. Just quality tools and resources designed specifically for those who serve. But here's the reality: Every success story like Luis's is made possible by supporters who believe in this mission. Organizations and individuals who understand that military families face unique financial challenges and deserve specialized support. When you support GoVA, you're not just funding a platform—you're funding dreams achieved, stress relieved, and futures secured. You're investing in the financial well-being of the men and women who sacrifice for our nation. Luis bought a gold ring. Another member stopped stressing about money during a difficult move. What will the next success story be? That depends on supporters like you. Join us in empowering military families. Together, we can create more moments like these. #MilitaryFamilies #NonprofitImpact #FinancialWellness #Veterans #SocialImpact #MissionDriven #MakeADifference #GoVA

Empowering Veterans Through Partnership 🤝 We're excited to share this conversation between GoVA's George Earhart and Lizann Lightfoot and Mission Roll Call—a nonprofit dedicated to advocating for positive changes for Veterans nationwide. At GoVA, we believe in the power of collaboration. By partnering with military nonprofits across the country, we're able to amplify our impact and reach more Veterans and military families who need financial education and support. In this interview, we discuss: ✅ The unique financial challenges Veterans face during transition ✅ How The Edge provides free, personalized financial tools ✅ Why financial literacy is essential for Veteran advocacy ✅ The power of community and partnership in serving those who served Watch the full interview: https://hubs.li/Q03RXJQz0 Together with partners like Mission Roll Call, we're building a stronger support network for military and Veteran families—because collaboration creates lasting change. Thank you to Mission Roll Call for championing Veteran voices and for joining us in this mission! 💙 #Veterans #MilitaryNonprofits #TheEdge #GoVA #MissionRollCall #VeteranAdvocacy #FinancialLiteracy #StrongerTogether

🏅 BIG NEWS! GoVA Foundation is featured in today’s Virginian-Pilot! GoVA Foundation is excited to share our new partnership with C&F Bank to support Virginia military families with free financial education. Our Vice President of Marketing, Lizann Lightfoot, shared GoVA’s mission with the Virginian-Pilot. As a Marine spouse who raised five children on an enlisted salary, Lizann brings firsthand understanding of the financial stress military families face—constant moves, spouse unemployment, and tough choices in high-cost areas. Her experience drives our commitment to practical solutions. Through C&F Bank’s sponsorship, military families in Virginia Beach now get free access to The Edge platform, plus quarterly financial literacy webinars in 2026. The article highlights how our 8,000+ members nationwide are: 💪 Closing budget leaks 💰 Building emergency funds 📈 Improving their financial confidence Financial stress contributes to veteran suicide risk—but small changes can make a huge difference. That’s why partnerships like this matter. Thank you C&F Bank for investing in our military community! Read our full press release: https://hubs.li/Q03SPFm50 #MilitaryFamilies #FinancialLiteracy #CommunityBanking #VeteransSupport #MilitarySpouse